MoodWallet: Money Management

In-app purchases
4.2
139 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Transform Your Relationship with Money
MoodWallet is a money management app backed by behavioral psychology that helps you stress less, spend better, and save more — no budgeting required.

Instead of forcing you into a rigid budget, MoodWallet helps you spend more intentionally by aligning your money with your values. It’s a holistic financial tool rooted in behavioral psychology, designed to bring clarity, not shame.

How MoodWallet Works
☀️ Daily Sessions
A simple daily check-in replaces budgeting overwhelm. See your purchases, reflect on what matters, and build money awareness without guilt.
🎓 Mini-Courses
Short, powerful lessons on the psychology of money. Topics include: Be Curious, Not Judgmental, How Much Is Enough?, and The Art of Spending.
📊 Monthly Reviews
Compare months, spot trends, and track your financial growth over time. Grow your awareness, not your anxiety.
💬 Daily Quotes
Start your day with fresh insights on money, mindfulness, and personal growth.
🧘 Relax and Reclaim Your Time
Once you’re done reviewing, that’s it. No lingering tasks, no annoying notifications. Just clarity—and your time back.

What Makes MoodWallet Different?
MoodWallet uses proven behavioral science to help you:
- Understand Your Emotions
Explore the feelings and beliefs that shape your money behavior.
- Build Lasting Habits
Create positive routines using science-backed habit formation tools.
- Reframe Negative Beliefs
Turn limiting money stories into empowering strategies.
- Reflect on Your Money Story
Uncover the deeper motivations behind your financial decisions.
- Align Spending with Values
Make choices that reflect who you are and what matters most.
- Increase Awareness—Without Shame
Notice patterns and triggers, not just purchases.

Why MoodWallet?
- No ads
- No spam
- No judgment—just the tools for sustainable, mindful money management

Private and Secure
Your data is yours.
MoodWallet uses bank-level security and never stores your credentials.
We don’t sell data. Ever.

A Mindful Alternative to Traditional Budgeting Apps
If budgeting apps like Mint, YNAB, Monarch or Copilot leave you overwhelmed or burnt out, try MoodWallet instead. It’s not about control—it’s about clarity. Build emotional awareness, not spreadsheets.
Try MoodWallet today and discover a new way to budget—one that actually feels good.

Terms of Service: https://moodwallet.co/terms/
Privacy Policy: https://moodwallet.co/privacy/
Updated on
Oct 20, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
137 reviews
Lia G
June 26, 2024
Great idea and I love the look of the app but you can't manually input expenses and Plaid doesn't work with my bank. Reached out to support yesterday and got a response asking which bank and no response since. I assume they're looking into this? But I had issues with Plaid before so I don't hold it against the app. In the meanwhile my trial will most likely run out without having made it past day 2 of the tutorial, which forces you to input an account to sync.
21 people found this review helpful
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Jomo Labs
October 22, 2025
Lia, we have added support to manually input expenses! Simply press the "+" button on your transaction review screen. Hope you can give it a try again — let us know at support@moodwallet.co if you need help starting a trial!
Ken Dawson
August 19, 2025
I really enjoy the functionality of the app. There is a great Community to go with the app that is really engaging. My only issue is that some of my Fintech accounts do not connect easily to MoodWallet.
12 people found this review helpful
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Donna Bronson
August 21, 2023
I've struggled with many popular money trackers, and Allo's approach with spending with mindfulness and without judgement is literally life changing. I spend on what I truly value instead of impulsively. As a former shopping addict, this app was absolute gold. Oh yeah and it's pretty and easy to use too.
220 people found this review helpful
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What’s new

Allo is now called MoodWallet! We've rebranded and added many new features including enhanced mini-courses, improved daily reviews, and more comprehensive behavioral psychology tools to help you build an even healthier relationship with money.