Chime – Mobile Banking

Vula inqubekelaphambili yezezimali nge-Chime—amathuluzi esikweletu, ukufinyelela ekukhokhweni kusenesikhathi, futhi azikho izinkokhelo zanyanga zonke.

I-Chime® yinkampani yobuchwepheshe bezezimali, hhayi ibhange. Amasevisi ebhange ahlinzekwa yi-The Bancorp Bank, N.A. noma i-Stride Bank, N.A., Amalungu e-FDIC.

OKUNGCONO UKUBHENZA
I-akhawunti yokuhlola enamandla amakhulu enediphozithi yemali yenethiwekhi yamahhala§§, ukusetshenziswa kwemali, ukumbozwa kwe-overdraft, ama-ATM akunethiwekhi amahhala‡, nokuningi.

UKONGA OKULULA
Ngamathuluzi okonga azenzakalelayo kanye ne-akhawunti yokonga enesivuno esikhulu1, imikhuba yakho emincane ingathuthuka kakhulu nge-Chime.

USUKU LOKUKHOKHELWA KWAQALA
Kungani ulinde usuku lokukhokha? Uma ufaka idiphozi ngokuqondile nge-Chime uthola ukufinyelela kwangaphambi kwesikhathi emholweni wakho, kufika ku-$500^. Akukho nzalo~, alikho isheke lesikweletu, futhi akukho mali eyisibopho.

UKUPHATHWA KWESIKWELETU OKUHLAKANIPHILE
Vikela, gcina, futhi ukhulise isikweletu sakho ngokuthenga kwansuku zonke kanye nezinkokhelo ezijwayelekile ngesikhathi ‡‡.

UKUPHEPHA KANYE NESEKO NOMA KUNINI
Gcina imali yakho nama-akhawunti ephephile ngesethi yezici zesimanje kanye nokwesekwa kwabantu okubukhoma okungu-24/7.

I-SPOTME®
Thola ukufakwa kwe-overdraft kwamahhala okungafika ku-$200* ekudonsweni kwemali kwe-Chime nokuthenga ngekhadi lesikweletu kanye nokuhoxiswa kwe-ATM engaphakathi kwenethiwekhi.

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Ikhadi le-Chime Visa® Debit Card kanye ne-Chime Visa® Credit Card elivikelekile akhishwa yi-Bancorp Bank, N.A. noma i-Stride Bank, N.A., ngokuvumelana nelayisense evela ku-Visa U.S.A. Inc. futhi angasetshenziswa yonke indawo lapho kwamukelwa khona amakhadi e-Visa debit noma esikweletu.

Ulayini wesikweletu we-MyPay® uhlinzekwa yi-The Bancorp Bank, N.A. noma i-Stride Bank, N.A.

†I-Chime inconywe abasebenzisi bayo abaningi kunaleyo yanoma yiluphi uhlobo kunhlolovo ngesikolo ngasinye se-Qualtrics® NPS sango-2024. UHLELO LOKUSEBENZA LOKUBHENGA ELUTHANDWA KAKHULU #1 wuphawu Lokuthengisa Olubhalisiwe lwe-Chime Financial, Inc.

¹I-akhawunti Yokuhlola i-Chime iyadingeka ukuze ufake isicelo.

~Inketho yokuthola imali ngokushesha ngo-$2 kusengaphambili noma uthole imali mahhala phakathi namahora angu-24. Bheka Isivumelwano se-Bancorp MyPay noma i-Stride MyPay Agreement ukuze uthole imininingwane kokuthi www.chime.com/policies.

*Izimfuneko zokufaneleka nemikhawulo iyasebenza. I-Overdraft isebenza kuphela ekuthengeni ngedebhithi nekhadi lesikweletu kanye nokukhipha imali. Imikhawulo isukela ku-$20-$200.

‡Ukuhoxiswa kwe-ATM ngaphandle kwenethiwekhi kanye nezimali ezikhokhwa ngaphambi kwesikhathi ekhawunteni zingasebenza ngaphandle kwakuma-ATM e-MoneyPass aku-7-Eleven, nanoma iyiphi i-Allpoint noma i-Visa Plus Alliance ATM.

§§Uma umthengisi amukele ukheshi wakho, izimali zizodluliselwa ku-akhawunti yakho ye-Chime. Izindleko zediphozithi engukheshi zingasebenza uma usebenzisa umthengisi ngaphandle kwe-Walgreens ne-Duane Reade.

^Izimfuneko zokufaneleka ziyasebenza, okuhlanganisa nokutholwa kwediphozithi eqondile efanelekayo njengoba kushiwo ku-MyPay Agreement. Akubona bonke abasebenzisi abazofaneleka. Imikhawulo yekhredithi isukela ku-$20-$500.

§I-Annual Percentage Yield ("APY") ye-akhawunti ye-Chime Savings iyahlukahluka futhi ingashintsha noma kunini. Izinga elidaluliwe le-APY lisebenza kusukela ngomhla ka-[10/15/2025]. Ayikho ibhalansi encane edingekayo. Kufanele ube no-$0.01 ekongeni ukuze uthole inzalo. I-3.50% Chime+ APY itholakala kuphela ngenkathi ugcina izimfuneko zokufaneleka ze-Chime+, ngaphandle kwalokho kuzosebenza i-1.00% APY yamalungu angewona ama-Chime+. Bona Imigomo Nemibandela ye-Chime+ ukuze uthole imininingwane.

**Ukuhoxiswa kwe-ATM yenethiwekhi kanye nezinkokhelo ze-OTC kusengaphambili zingasebenza. Buka isivumelwano se-Bancorp noma isivumelwano se-Stride ukuze uthole imininingwane; bheka ngemuva kwekhadi kumkhiphi

2Izidingo zokufaneleka nemikhawulo iyasebenza. Bona Imigomo Nemibandela ye-Chime Deals®.

4Kufanele wazise isikhungo sakho sezezimali ngokushesha nganoma yikuphi ukusetshenziswa okungagunyaziwe. Ngemikhawulo ethile, imikhawulo neminye imininingwane, sicela uthintane nomkhiphi wakho.

+Izinga ngokuvumelana ne-Federal Reserve Statistical Release ngokusekelwe ezimpahleni zasekhaya; inombolo yama-ATM azibike wona ngabakwa-Chase, Bank of America kanye no-Wells Fargo - Juni 2025.

‡ Ukukhokha sekwephuzile kungase kube nomthelela omubi kumaphuzu akho esikweletu. Imiphumela ingase yehluke.

I-FICO® Score ibangela ukudalulwa: Isikolo sekhredithi sibalwa ngokusekelwe kumodeli ye-FICO® Score 8. Umbolekisi wakho noma umshwalense angase asebenzise Isikolo se-FICO® esihlukile kune-FICO® Score 8, noma olunye uhlobo lwamaphuzu esikweletu ngokuphelele. Bona i-Experian.com ngemininingwane.

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