Klarna | Shop now. Pay later.

4.9
1.28M reviews
50M+
Downloads
Content rating
Everyone
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About this app

SHOP NOW. PAY LATER.
With Klarna, you can choose to pay in 4 payments, interest-free. This gives you the chance to get what you love now and make your payments more manageable over time.

SHOP MORE. GET MORE.
The more often you pay in 4 with Klarna and pay back on time, the more purchasing power you unlock.

SHOP SMARTER WITH COLLECTIONS.
Get your shopping ideas in order by saving your faves from any store to collections in the Klarna app. Share them to make a fashion statement, or to get what you really want. No more useless gifts. And let our experts spark your inspiration with shopping tips in curated collections tailored to you.

GET PRICE DROP ALERTS.
Never pay full price again. When you set up price-drop notifications in our app, you’ll be the first to know when your favorite products go on sale.

SAVE AND SHARE WHAT YOU LOVE.
Keep track of everything you want. Browse online stores, pin your favourites and share your saved items with friends.

MANAGE YOUR PAYMENTS.
Love being organized? When you shop with Klarna, you get a complete overview of all your purchases and payments. You can now pay a single installment early for added convenience.

STAY SAFE.
Shopping is thrilling enough without security risks. Our login is as simple as it is secure – with Face ID, Touch ID or PIN.

AVOID LATE FEES.
Never miss a payment and stay on top of your finances by activating push notification reminders.

MAKE HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

GET HELP WHEN YOU NEED IT.
Chat with our customer support whenever you need help. Or if you just want to give feedback. Everyone loves a compliment.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.

Try smoooth shopping in the Klarna app, it’s a game changer.
Updated on
Oct 24, 2025
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9
1.26M reviews
April Butler
October 24, 2025
I used to love this app. Told all my friends about it. Made my payments on-time, if not paid off early. Had one issue one time and you are pretty much labeled as no longer worthy (and trust me they always got their money-that wasnt the issue). Started having issue after issue after that. Paid off what I owed and finally gave up using it. Just got a notice (10/15) of some bs reason I was denied something back in JULY. And customer service is zero help. Now they run credit. uninstalling.
277 people found this review helpful
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Klarna Bank AB (publ)
October 15, 2024
Hi, we're saddened to hear that your experience fell short of expectations and we'd still like to help look further into this to make things right. Please chat with us at app.klarna.com/login or visit our website at https://www.klarna.com/us/customer-service/ to view other methods to reach our team.
Laurel Kardison
August 28, 2025
Not a good creditor imo bc they make you put down insane down payments at like 30%. so what is the point of borrowing money? Also, app is EXTREMELY hard to use. I just want to pay back my total in full, but they want that interest HARD bc it's virtually impossible to pay stuff off in full on the app. be careful: they advertise at the mall and hook you. You're better off with a real credit card bc at least you can fight a real bank if you hit hard times. Don't give into the temptation.
63 people found this review helpful
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Adriana CJ
September 5, 2025
Don't Order From Amazon With Their Card they declined the rest of an order like the amount didn't exactly match the remainder of the payment plan and Amazon pulled 90 from my bank account. Customer service is some kind of no help AI that told me I should make sure I have enough money in my accounts. Ridiculous. First and last time that I will use for Amazon payments. My day/week was already bad and Klarna just piled on top when it was used to give me a break.
57 people found this review helpful
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What’s new

Explore the latest Klarna app. We're bringing you a new and improved shopping experience to search, compare, and save at your favorite stores. Keep track of all your payments, deliveries, and budget with ease. Organize your cards and balances within your in-app Wallet, and customize your journey by configuring preferences in your profile. We've also made some minor updates and fixes.